There are multiple ways that you can access funds fast. If you have been searching online or googling for “emergency cash immediately” make sure that the broker you are looking into is reliable and can be trusted. There are a number of lenders that promise immediate cash loans but turns out to be the opposite. At MagicLoan, we check that the loan is fit to your financial situation prior to approval and sending you the funds.
We take pride in ethical service and while we ensure to give you the quickest possible outcome. It is in our priority that MagicLoan would not provide emergency cash loans no credit check or emergency cash immediately.
Fast & Fair Assesments
We cannot guarantee you emergency cash immediately, what we can promise if to give https://signaturetitleloans.com/payday-loans-pa/ you fast and fair assessment even though you need emergency cash loans no credit check.
As we proceed with our daily lives, we encounter ups and downs especially in our financial actions and decisions but it does not mean that this is definitive as your credit score is just a portion of your finances. This should not burden us for mistakes that were done so long ago as over time financial situations and capabilities change as we grow wiser.
It takes 7 years for negative reports on credit history to last. For that period of time, your relationship with your finances can change. We check your general spending habits and not just your credit score to get a better idea on your current financial situation.
Who can apply?
In this section, we will provide the qualifications of those who can send in their application. Our requirements at MagicLoan are simple and if you match what’s in our checklist, click the Apply button now:
- 18 years or older
- Internet banking
- Steady income for 90+ days
- Active email and mobile number
- Australian Citizen or Permanent Resident
What Documents Do We Need?
MagicLoan only requires the necessary information, since the application is 100% online. It would only take a few minutes of your time and here’s the list of what you would be needing:
- 100 points of Identification
- Your basic personal information (name, D.O.B., address, etc.)
- Online banking log-in details (so we can access read-only copies of your bank statements)
- Reason for the loan application
- MyGov details (if you receive Centrelink benefits)
Will MagicLoan look at Bank Statements?
We mentioned earlier that we look at an applicant’s financial situation and this is where bank statements help us. We do not access the bank account, just read only statements wherein we can see your spending habits, regular transactions and deposits, how often and such. This will help us assess beyond your credit history. With the help of your bank statements we can see into your current financial situation. If you have any questions on this, feel free to get in touch with us or head over to our FAQ page.
If you would like to know if MagicLoan conducts employment checks, the answer is yes. As MagicLoan is committed to practicing responsible lending it is part of its assessment process to get in touch with your employer. This is just a call to verify your employment status. We are highly experienced in conducting employment checks this we don’t disclose your information whether private or personal but most importantly, the reason why you are applying for a personal loan.
If you are a Centrelink beneficiary you are still welcome to apply for emergency cash loans with no credit check with us at MagicLoan. However your application is assessed on a case by case basis. If you would like to know if you are qualified to get a loan even with Centrelink, feel free to submit your application to find out. Centrelink may be seen as a form of income and in other cases it is not. There is no charge if you send in your application so feel free to hit that apply button at the top of the page. The team at MagicLoan will do all they can for you to find that loan product that fits your needs. For emergency cash loans for the unemployed no more hassle, you can also send in your application to MagicLoan or again hit that apply button. We make sure to assist all Aussies as possible.